Public-sector bank strike on Jan 27 disrupts branch services; unions push for 5-day work week
Public-sector bank operations across India are disrupted on January 27 as bank employees strike nationwide under the United Forum of Bank Unions, demanding a five-day work week and Saturday holidays. Private banks are expected to function normally, while digital channels like UPI and netbanking are expected to remain available.
Customers heading to public-sector bank branches on Tuesday, January 27, are facing disruptions as bank employees strike nationwide, pressing the government to notify a long-pending shift to a five-day work week. The action has been called by the United Forum of Bank Unions (UFBU), an umbrella body representing multiple unions of officers and staff, after conciliation talks failed to yield an outcome. Because the strike follows two holidays on January 25 and 26, many customers are experiencing what effectively feels like a longer stretch of constrained branch-level service.

What unions want and why they struck now
At the heart of the protest is the demand to declare all Saturdays as bank holidays, moving banks to a Monday–Friday schedule. The unions argue that the five-day week is already standard across many financial and government institutions, and that banks can maintain work output by extending weekday hours modestly. UFBU decided to go ahead after a conciliation meeting did not resolve the stand-off, keeping pressure on the authorities as the issue remains unnotified despite earlier discussions around changing Saturday operations.
Which services are impacted
The disruption is concentrated in services that require a physical visit to branches: cash deposits and withdrawals, over-the-counter transactions, cheque clearing processes and routine administrative work. Large public-sector lenders are among those likely to see reduced staffing and slower branch throughput through the day, affecting both retail and small-business customers who depend on in-person processing for cash and instrument-based payments.
What should continue to work
Digital banking is expected to remain available, including UPI, internet banking and mobile banking apps. ATM operations may vary locally depending on logistics and cash replenishment cycles, but the larger continuity signal for most customers is that electronic transfers and card-based payments should function normally even as branch counters slow down.
Private banks largely unaffected
Private-sector banks are expected to operate as usual because their employees are generally not part of the unions leading the strike. For customers with urgent branch needs, that difference in labour participation could determine whether they can complete tasks such as cash remittances, document submissions and account-servicing requests on January 27 or have to postpone them.